Home office insurance

More and more people are turning to work at home as the commuter traffic becomes more and more busy and the tube fares go up on even more crowded carriages. However professionals working from home whether they be at-home web designers, freelance writers or consulting accountants still deserve the same level of professional home office insurance as other commuting business people.

Some may have the luxury of a 10 minute commute between the kitchen table and their desk, but they still have all the dangers of the office at home. Damage to their laptop or phone can mean the loss of work and man hours and ultimately money and so comprehensive contents insurance is essential to cover their equipment.

Perhaps the most damaging incident that could occur to your business would be the theft of documents and computer equipment. Not only would this cause a loss off goods but you would also loose income though loss of business, which may even cause debt. Our home office insurance will provide you with up to £250,000 of cover for loss of business as well as providing you £10,000 of cover for outstanding debts that may arise from this.

Also covered as standard in the policy is public liability cover up to £2 million with the option to increase this to £5 million, as well as up to £5 million of cover for product liability.